I’ve got to get at least one part-time job. And possible also Doordash. It’s “hard” to get higher paying part time jobs with a part-time floating teller schedule, I should have not assumed I’d have enough money, especially with all the consumer debt I wracked up (It’s interesting how I’m the only spender in the family, sure feels like the flood lights are on me).
I started reading Factfulness: 10 Reasons We’re Wrong About the World — and Why Things Are Better Than You Think (the authors founded gapminder.org which has tons more information and charts and visualizations) which features 1 (poverty) to 4 (highest income) standards of living for the world.
It’s hard to fathom the first two, but at level 3 (2nd to top!), people work 96 hour weeks. Yeah, if anyone had to do that in the U.S. they just wouldn’t (unless maybe immigrants from countries where more people lived at 1 and 2), they would say they were poor and live off the government or others. So if people can and do work that much AND save (Americans blow their money at most income levels), this little princess can surely get a few extra jobs however a step down or humiliating said jobs feels to her ego. This little princess has to or she’s going to be in trouble.
Also this little princess needs to stop getting into debt.
Those are my main goals.
I’d also like to:
- Keep up on my exercising
- Keep up and build up my housekeeping habits
- Build up my stretching habit
- Build up my Spanish habit
- Build a learning web development habit
- Work on watercoloring
- Working on knitting and using up yarn
- Work on finding things to use up, sell, or donate
- Clean up my cleaning/miscellaneous closet
- Get off the computer/internet so much and when I’m on it use it for learning, blogging, Instagram, art, etc.
- Read more (especially nonfiction, I’ve not done well on that lately)
- Maybe I could find some free things to do?
File state taxes
- Set up security system
Keep up and continue to improve on my apartment organization and cleanliness
- In that vein, more specifically finish digitizing my recipes
- And clean and off table and keep cleaned off
Start my new job
Watch my spending, pay off some debt, save, and get my net worth back up since I quintupled my negative balance since April
Keep up on my exercising, work on stretching, and try to get in better habits of walking
Work through my backlog of borrowed and books I own but haven’t read (and may not keep)
Sell some stuff and find more to purge
Keep up habits of using up excess beauty supplies
Finish my niece’s baby blanket and perhaps another or at least make significant progress on it
- Fix printer scanning issues
Work Private Plan
Better blogging and Instagram habits
Train Bjorn (my sister calls him the electrocuted chipmunk)
Work on getting back into more nonfiction
Participate in the Enchanted Bookclub’s Emma readalong
Continue to watch movies, try to focus a bit more on my list though
So, another big change. I was regretting my new job from basically the beginning. And I kept trying to talk myself into staying or at least staying until I got another opportunity. I hated it and actually think some really unethical stuff is going on (remind me to never work for the government or anything to do with it!). I called my old boss and asked if I could go part time (I had been doing a few hours for them still, so doing a job I hated and working around 50 hours), and I think I have 2nd job lined up. But obviously settling all of that is really the major goal and as my finances are going to take a huge cut (people don’t be dazzled by the money, don’t jump in blind, I don’t really regret this, I feel like it gave me some independence back, but still a learning experience), and I have been too detailed for my erratic personality, I’m going to make this month’s list simple. Oh, and yeah, since we also significantly into May.
I’ve gone to my parents and this weekend to my grandparents to pick up packages (don’t trust here), do laundry and/or family birthday stuff plus had a vet visit and other errands for almost every single weekend day in addition to working about 4 hours on Saturday. I have something this Saturday and Sunday too, but at least I won’t be working. I’m hoping to get a job balance that is NOT 50 hours. And hopefully no family stuff until, wait there is Memorial weekend. I was going to say the 4th. Nope. I know there are a million people in my family so birthdays are a lot, but we used to combine the ones for April and May like we did the 6 (!) in August. I was trying to find out how often people who are on their own and within driving distance see their family.
- Figure out the job, finances, and work-life balance situation.
- Pay off some debt, save, get my net worth back up!!!!!! I’m SO glad I started doing a net worth exercise this year (excluding my teeny, tiny 401k, I have so little for retirement I’d better not do anything stupid to dip into that and pay penalties; I’m just measuring debt, savings, bank accounts). I did March and April together a bit randomly (hello wake up call), stupidly thinking I’d come back up from the dip I knew I took, um, no, I’m in the red. Yeah, really need to stop with so many installment payments. Seems obvious but STOP spending, I don’t have the money right now! And clearly I didn’t earlier either.
File state taxes. These would have cost extra that would have taken my tiny state refund away, so I didn’t file state with federal, so I’ve been procrastinating on paper filing. I’m assuming there was an extension this year, but I don’t know how long.
- Finish organizing my apartment, at least so that it’s not visibly messy. Try to get into better cleaning habits. As I’m able to get more organizing baskets and to more specifically organize, make sure I’m also streamlining my stuff.
- Sell some stuff (sell rest at apartment yard sale next month).
- Use up stuff, like beauty items (do I really need three shampoos?) and yarn.
- Finish a baby blanket as part of using up yarn (we’ve had/will have 4 babies (3 girls thus far) in the extended family, I know I have yarn for two girl blankets and a neutral, but I’d like to NOT buy yarn and use up what I’ve had if possible).
- Read and then return or giveaway all the books on my nightstand (books I own but haven’t read and may not keep).
- Start exercising more consistently.
- Work more consistently on obedience training Bjorn. Work on crate and potty training. Little goober is almost 5 months, he should be able to hold it for longer than the two or less hours he currently is!
- Try to get better a blogging, get a bit ahead.
Start that significant private project.